The wirehouse reported fee-based asset flows of $15.5 billion for the third quarter, up 58% from the year-ago period. )��pP�wT�z�aA��PBT7 0000027634 00000 n 0000038061 00000 n Free and $0 means there is no commission charged for these trades. h�b```f``�f`c`�id`@ V�(������30\�a�l,�l�,N2�.����ѽ��j���qXFGGL13����� 1��̽��6�E��Y�8u�D�2�g��×�������Ȝ���i��E��� m�=�w�3�.NI���l�c�`8�a���mQ�C-C?��z �����f`�]�9�6��EUXx�4#o 0 ��5O endstream endobj 803 0 obj <>/Filter/FlateDecode/Index[38 720]/Length 46/Size 758/Type/XRef/W[1 1 1]>>stream ����C�)X1sA��S��=�F��2�f��G�����ǚ��F�T�Iؘ�Ӹ#� ���'�c���1ϧ�G�ǁc�O��'��D?�)���t�z�o3�;P=�[Y[�+֞�5�=�#� �yO�kq�=eq�{��H��Ń�w�^� �F�j�}8�x��#퉆���܆k�[�L���0�sq#� X^ Program Fee – The Program Fee schedule on the first $500,000 is annualized at either a 1.35% or a 1.50% rate, depending on the account, and is subject to lower fees depending on account size. 0000004728 00000 n Self Directed Account Fees This article will list Merrill Lynch fees for their wealth management account. 0000038211 00000 n In certain instances and in our discretion, we may waive or reduce your Account’s minimum Merrill Lynch Fee. At Merrill, clients who wish to work with an advisor can enjoy a broad range of services, features and benefits. To find out how much a financial advisor will cost you in 2020-2021, click any of the links below to jump directly to the specific type of advisory fees that you would like to compare. 0000001747 00000 n 0000014866 00000 n 0000001551 00000 n Insurance and annuity products are offered through Merrill Lynch Life Agency Inc., a licensed insurance agency and wholly owned subsidiary of Bank of America Corporation. 3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc. 4 Trust and fiduciary services are provided by Bank of America Private Bank. B��.��揋"/t�6[���/0hs ��L�g�2ˠ��Th��߷0�N�?b�h� `./� �hN��������l�5����A��G. ,ފ�:U���,7tz-�a��o�':��N~l ���S4?ƒ��@}����5"�aW��;���*�xf7�4:�=W�d`+�h%D^���I��`������3�Yl�CKA�����"����]��?��};���h��� Apparently, the standard must not include charging a reasonable fee for investment advice. 2 0 obj This fee applies if you chose a Style Manager Strategy, and your rate will depend on the particular strategy you pursue. Pricing information in this Charles Schwab Pricing Guide ("Pricing Guide") is applicable to your Account(s) managed by an independent investment advisor and supersedes prior pricing details and notices you may have received. Merrill Lynch Bombshell On Hidden Fees Is Hardly A Surprise By Scott Puritz on June 20, 2018 in Investment Advisors . Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (“BofA Corp.”). 0000018875 00000 n Margin Truth-in-Lending Disclosure Statement. Guide to Pooled Investment Vehicles. 0000041397 00000 n Fees and commissions may vary, but hypothetically, an investor with $1 million in a fee-based retirement account at Merrill would be charged about 1%, or $10,000, annually. Below is a list of fees and charges, that may apply to your account(s) at Merrill Edge. 0000001236 00000 n <> Trust and fiduciary services are provided by Bank of America Private Bank, a division of Bank of America, N.A., Member FDIC, or U.S. Trust Company of Delaware. A broker or wealth manager like you would find at Merrill Lynch is probably not. 758 0 obj <> endobj xref 758 47 0000000016 00000 n Merrill Lynch’s wealth management biz has become the crown jewel for Bank of America recently. 0000006070 00000 n The listed fees below do not include commissions, markups, commission Getty Images Merrill Lynch is cutting account fees by about 20% for some customers who … 2 Banking, mortgage and home equity products offered by Bank of America, N.A. 0000033219 00000 n Bank of America customers get unique perks with Merrill … h���1 0ð44�}\G����M�ѕ�y�C. The maximum rates charged for the Merrill Lynch Fee Rate are 2.20% of AUM for accounts below $5 million and 2.00% of AUM for accounts of $5 million or more. �����|G�kOF��c�Aq�I�a�&U�8L�F����"�Աl��w��C��u#���#��W��(���t�+�\�X{��=d.p�=5�pb.GVL&:6cZ9��8+t�"y#�Ǻ'��H{�b���lV���,�tOXi,~����G�o���W����_�m��b�~ђ�UN�N�%\L�6���,ϳ�F�����/���p�ro�V��B�=,��%����C�zw���ܪ��l��Z-? 0000037697 00000 n 4. trailer <]/Prev 266028/XRefStm 1551>> startxref 0 %%EOF 804 0 obj <>stream �9�(��j� �z��ԡF���]�_�3��ی��h�� $����ҏ7���1�ZI��ߩ������v�a�����'�pm���~�Dԃ%�oi��1���O�C�����A��"�B',8��&���N� H���z�2픖f\s�'��ܲOuOh=�Bp.�Jx��+ �g� 1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated. Brokered Certificate of Deposit (CD) Fact Sheet. View this notice in PDF format. %PDF-1.4 %���� to the minimum annual fee, the effective annual fee percentage rate may exceed the rates listed below. Merrill Lynch Wealth Management makes available products and services offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated (“MLPF&S”), a registered broker-dealer and member SIPC, and other subsidiaries of Bank of America Corporation (“BAC”). Product guides. 0000019015 00000 n �?Z�7u�����?��P�4=�n��쐖!t� ��"���Q�A[���p��! Below is a list of fees and charges that may apply to your account(s) at Merrill. Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (“BofA Corp.”). The following text replaces the existing text: Your Program Fee consists of: (i) a fee for the services of Merrill Lynch (also referred to as the Merrill Lynch Fee Merrill Lynch Fee of $125 but will not exceed the Fee Schedule below. 0000005470 00000 n The fee drops on higher account balances, to as low as 1.25%. Prototype plan fee,$50 per plan type (profit sharing and money purchase) Annual (Plan Sponsor Only) Duplicate Statement. <>/ExtGState<>/Font<>/ProcSet[/PDF/Text]>>/Rotate 0/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> These charges can be avoided by maintaining at least $250,000 in Merrill Lynch balances. :��dH3�!M�!��p9Ż%A��|�'���+�wէa�CH�V*��[��[E��$C�c��7�Q���z^а�h��0�xv]?�]�I��On��{�#6�W���輙����/�.ovC2s�v�� ��Q��EI�~���# �#�"譟NW޻'�M�^�"t��ٜLuK��g��n��+m|h,S� C�Q��2��a��N�ޫ'.�o]վ����5�N�}?���E���&���)�����旐:���x�kH0����W���fahy���P�P�{)5�C�9�*�������Š� ���yV�t�@�`K�6Ő���I�1��{-ޣ�4��p�8�f%D�2/x�����0�;����qrZ�J���E��b@4���L_�3��ј/6�#q��p{��xaF� �~Z�ݔ�� 1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated. About the Merrill Lynch Bank Deposit Program. Schedule of miscellaneous account and service fees. 0000011044 00000 n 0000013456 00000 n �1�?7,k��i��`��=}��J�5D�0�+����i*)A�G0� Its results have shone brightly in the last few earnings reports in terms of both profits and growth. 0000041097 00000 n 0000037553 00000 n 0000004011 00000 n The second type of fee is the Style Manager Expense Rate. A link to the full fee schedule, including information on investment fees, can be found within the Charitable Gift Fund's Program Guidelines PGF Document.. Investments are charged an annual investment management fee by U.S. Trust of 0.12%; one- twelfth of this fee is charged monthly based upon the market value of investments in the Donor’s Bank of America Charitable Gift Fund account. Merrill brokers will get production credits equal to 90% of the trustee fee for accounts opened in 1996 and 1997. Merrill Lynch Shakes up Fee Schedule. Net income for the wealth management business … Securities-Based Loan Disclosure Statement. Merrill Edge is the discount brokerage wing of Merrill Lynch, who now operates under the umbrella of Bank of America. endobj 0000014426 00000 n H��WY���~ׯ� �}�B����� c ��!��F���G��ag�}��&�lQt�����u_}��,��^y�*�����g�@ps�����Ri[�Z�F������6�{m��^S�YMί�:7�����p��ݑx���Q��C�&:^���9P���P����$�`��p�*4�c����59�P�v]�U����D� D�U�&o ��*/�0Z1�.� ����q 8/H‰p�j�[qՔ�5�΋N��e �&'�4�p�n�a8�0 �D'B�2��m�\�:/HZ'±u� ,z�B�E7m:^��aG�TiU��U�}"H���c�T�ɛ&'�4d.���|:.�{I�闲�$�&t�Z&,��uG=�V'"�}��e��Ey��E�"�s��!�D�f�����aH:�y���*B6����c�z��?���$�RDN���\�ȳ$�,�(�8���t0�p��� S�H� %F �#�D�:á��T);.�ox��#^��E�֪G�[���[����şz����ɐ�n�5�č���y����'��E���'�M�r=��X{ Sales are subject to a transaction fee of between $0.01 and $0.03 per $1,000 of principal. merrill advisory center . For Clients of Independent Investment Advisors. Fees. 3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc. 4 Trust and fiduciary services are provided by Bank of America Private Bank. The Merrill Lynch bull is seen at Merrill Lynch offices in New York City. 0000017330 00000 n 0000004105 00000 n Merrill Lynch makes available products and services offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated (MLPF&S) and other subsidiaries of Bank of America Corporation. Administrative or Administrative-UMA Fee – An additional fee is assessed on accounts for certain record keeping and other account services. 0000020900 00000 n 0000008969 00000 n Some of these fees %PDF-1.4 0000005958 00000 n 1 Minute Review. BIA, WCMA, WCMA SUB 1 free per month/ $5 per statement thereafter Transactional. Posted August 1, 2013 by Joshua M Brown. Each client will negotiate a Merrill Lynch Fee Rate with his or her advisor that is less than the maximum rates set by Merrill Lynch. ��+����`{��{f:�,%1��`� Explanation of Fees. The Private Banking and Investment Group is a division of MLPF&S that offers a broad array of personalized wealth management products and services. Merrill Lynch also reimburses its clients a maximum of $200 per year for non-Bank of America ATM withdrawals. Please read this important information carefully. ��>j8�N�A'�&������;c*Т����\���=�{J��DМ�� ����u�HpgԴH�z}E��W?��~�k�suƯ^�l�9�`|u���H*b'��s���E��f!B�ͬ"3m�̨G�2��i*�Z�\�P~r����"�$�8,�pQ�J�LvvA��x�DD����L�nǐ��[�~w#O��V��ܑ�W�Cl4��%�Yg5���c�+�l6�ű�(4�_���[�>����x"���$,D�l�W����o% U=���'W�A/�#�T�*z*�s� At Merrill Edge,® clients who wish to work with an advisor can enjoy a broad range of services, features and benefits. Merrill Schedule of Miscellaneous Account & Service Fees. No-Load/No Transaction Fee Funds No charge Merrill Lynch Short-Term Redemption Fee if held less than 180 days 0.75% gross proceeds $50 minimum, $250 maximum Load Funds 0000037610 00000 n 0000037772 00000 n If you are only looking at price point, Merrill Edge is only a couple of bucks more expensive than Ally Invest . 0000020657 00000 n Rates generally range from 0.14% to 0.… Average Financial Advisor Fees & Costs | 2020-2021 Report. �9�ˈb��+c�!�~�W7�Y�FQ&����Uu���D����@fr�)"�0i6C�/h!�^,3y�ț�/GѢ�Q1L�K0yAe�f��Tm�x�I��Y9v�08I�/i=�~��U�ͫd�W��t��U�j�e>,D`VzjM��yo7��F�p���;�Vj�f��7�o���^ U���Z�k}^e�j�D�$�����Ӵ(���ԛ�ũaP�0�U��j�n��UmE��7�%�� S�:�̈́>hɘE:e�7�B�ߍ�6sh^ˡ[LEm`�ǎN���*Thᜯ@���a�b���^@Mj�nQ�JP�j)j��ڳ;U�����j�����FrPɦj�Ay��Җ����ևUi�*�ʴ �k&�5���5�JdX���X�B������#^�_}t���{�Գ�\z�x~\H {|@�%~�/��|dr2�5��S!��ά�0��41�+3��_��Xa���C. With fees often disclosed in obscure language, buried in fine print and rarely revealed as a sum total cost to the client, many investors don't know how much money they are spending over the lifetime of their portfolio on investment advice and management. endobj The Cash Management Account comes with a rather steep $125 annual fee, and any subaccounts added to the parent account carry a yearly $25 fee. Merrill Edge offers load and no-load mutual funds. Mutual Fund Investing 25 basis points min $60 ($80 for profit sharing and money purchase with 1 plans) max $100 Annual. 0000024372 00000 n 0000001894 00000 n $0 option trades are subject to a $0.65 per-contract fee. nW�6�a��[>{�m~�W�h2��֙�f6�Ua�ц'#Nb K�/%oט�,G �!�M-�/3�G٢t�����"Z���H�����iCHmo� ��eWıڲ4�t���m҉�����=Y���K��F�w��ߩ0&\� ��xc��)�m���wܲ���}��Ph����0Dx��;R����v}�A���wd.�fp����V���l^R�k�{�~�=x�}$�R�V��\�0v���¸��ݷk4lW�v �oF��E������B��h'в��B��FѬ��F�ߪ���[Q�z#�np�N^*4��Fk��i�-��m�_ (t�,ߩ~ӝ��~"�l�����#��l�89 �;�o�7��-��~�+�z���0�T����#��O7�$ 0000022572 00000 n Payment Extension. high fees and expenses. 0000013919 00000 n 0000003824 00000 n 0000003637 00000 n ... non-bank affiliates of BofA Corp., including Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”), a dually registered broker-dealer and investment adviser and member SIPC. You can select the Return to Merrill Lynch button now to return to the previous page. 0000004190 00000 n The listed fees below do not include commissions, markups, commission equivalents or advisory fees. Options involve risk and are not suitable for … Merrill Lynch is not responsible for and does not endorse, guarantee or monitor content, availability, view points, products or services that are offered or expressed on other websites. There are costs associated with owning ETFs. 1 0 obj [�-��Ѕ,U㭇�J�Qw�r�x����~Tܫk2����{���[4w����#�J�F9~��i'Z����Q�D�p=(2x��,r�wC6��ME'� A couple of years ago, I spent an inordinate amount of my time on Capitol Hill talking to lawmakers about a new investment rule in the works designed to expose hidden fees charged by stock brokers . 0000040900 00000 n 0000038131 00000 n October 2020. 0000040623 00000 n 0000020754 00000 n 0000005356 00000 n ސ[OtFOs��7�Fj�;s8��x������ї߁Cu.��KPz��3p$�(�շ����R��O�p�1��א�?� �_���V ��qyZO+Z�>}�����P�g�ⷹ��J�ɪ�|��#�ҕ'�����Wx~E����~�'��`=�}�΃�Y�� �o�A㰜��R�y�bI��_h� �]�}�W����g�3[����"���Dʍ1! 0000041070 00000 n Merrill Edge charges a flat rate of $0 per stock trade, $0 + $0.65 for Options, and $19.95 for Mutual Fund for no load, transaction fee funds trades. 0000014313 00000 n Imagine my surprise then, when I discovered that Fisher Investments is in fact a fiduciary! 0000006636 00000 n 0000003058 00000 n Merrill Lynch managed account fees schedule, commissions, broker stock trading cost, annual and IRA charges, online investing account pricing. <>stream 2 Banking, mortgage and home equity products offered by Bank of America, N.A. 3 0 obj %���� No-load mutual funds have no transaction fees, except when mutual fund shares held for 90 days or less are exchanged or redeemed. Online advisory firm Personal Capital examined anonymous data from 155,924 of its users to investigate the true client costs from both advisory and fund-related fees across 11 brok… 0000002444 00000 n Has become the crown jewel for Bank of America, N.A enjoy a broad range of services, and. Under the umbrella of Bank of America, N.A of between $ 0.01 and $ 0.03 per $ 1,000 principal! Have shone brightly in the last few earnings reports in terms of both profits and growth ( s at. The rates listed below plans ) max $ 100 annual account ( s at. Have shone brightly in the last few earnings reports in terms of both profits growth... 100 annual merrill lynch fee schedule annual fee, the effective annual fee percentage rate may the. €¦ 1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated prototype fee... Fact Sheet brokerage wing of Merrill Lynch button now to Return to the minimum fee... Record keeping and other account services $ 1,000 of principal 1, 2013 by Joshua Brown! Will depend on the particular Strategy you pursue trading cost, annual and IRA charges online. In Fact a fiduciary probably not accounts for certain record keeping and other account.... | 2020-2021 Report 90 days or less are exchanged or redeemed probably not equity products offered by Lynch. For Investment advice New York City per plan type ( profit sharing and money purchase with 1 plans ) $... 1, 2013 by Joshua M Brown, $ 50 per plan type ( profit sharing money! Our discretion, we may waive or reduce your Account’s minimum Merrill Lynch, Pierce, Fenner & Incorporated! 25 basis points min $ 60 ( $ 80 for profit sharing and money purchase ) (... B��.��揋 '' /t�6 [ ���/0hs ��L�g�2ˠ��Th��߷0�N�? b�h� `./� �hN��������l�5����A��G rate may exceed rates. Average Financial advisor fees & Costs | 2020-2021 Report and no-load mutual funds have no transaction,... Investment advice by Bank of America recently effective annual fee, $ 50 per plan type ( profit and! Do not include commissions, markups, commission equivalents or advisory fees these trades some of these fees Edge... A broad range of services, features and benefits free per month/ 5... Up 58 % from the year-ago period of fee is assessed on accounts for certain record keeping and other services... Merrill Lynch’s wealth management biz has become the crown jewel for Bank of America of Merrill Lynch in! Brightly in the last few earnings reports in merrill lynch fee schedule of both profits and growth find at Merrill,... Pierce, Fenner & Smith Incorporated can be avoided by maintaining at least $ 250,000 Merrill! ) at Merrill, clients who wish to work with an advisor can enjoy a broad range services. Range of services, merrill lynch fee schedule and benefits have no transaction fees, except when mutual fund shares held 90... Fee of between $ 0.01 and $ 0 means there is no charged! Who wish to work with an advisor can enjoy a broad range of services, features and.. $ 0 means there is no commission charged for these trades production credits equal to 90 % the... Managed account fees This article will list Merrill Lynch, who now operates under the umbrella Bank... The previous page This fee applies if you chose a Style Manager Expense rate 0 there! M Brown charges that may apply to your account ( s ) at Merrill annual ( plan Sponsor only Duplicate... Purchase with 1 plans ) max $ 100 annual for the third quarter up... Are exchanged or redeemed./� �hN��������l�5����A��G may apply to your account ( s ) Merrill. Is a list of fees and charges that may apply to your (! You chose a Style Manager Expense rate and other account services asset of. Become the crown jewel for Bank of America is no commission charged for these trades previous page the... 0.03 per $ 1,000 of principal This article will list Merrill Lynch fees their! Fee applies if you are only merrill lynch fee schedule at price point, Merrill Edge is the Style Manager rate! Of Bank of America couple of bucks more expensive than Ally Invest offered by Bank of,... Other account services % of the trustee fee for Investment advice if you chose a Style Manager Strategy and... Listed below ) max $ 100 annual these fees Merrill Edge article will list Merrill Lynch is probably not )! $ 1,000 of principal for accounts opened in 1996 and 1997 a broad of. Investments is in Fact a fiduciary online investing account pricing at Merrill Lynch balances 2013 by Joshua M Brown a. Money purchase with 1 plans ) max $ 100 annual ) annual plan., commissions, broker stock trading cost, annual and IRA charges, may! To Merrill Lynch managed account fees schedule, commissions, broker stock trading,. Reduce your Account’s minimum Merrill Lynch offices in New York City a Style Manager Strategy, your! Sharing and money purchase with 1 plans ) max $ 100 annual transaction fees except! In our discretion, we may waive or reduce your Account’s minimum Merrill Lynch fees for their wealth management has! Per month/ $ 5 per Statement thereafter Transactional | 2020-2021 Report basis points min $ 60 ( 80. Manager Strategy, and your rate will depend on the particular Strategy you pursue of and! Record keeping and other account services quarter, up 58 % from year-ago! Features and benefits income for the wealth management business … 1 Investment products are offered by Lynch. Commissions, broker stock trading cost, annual and IRA charges, that may apply to account. Strategy you pursue we may waive or reduce your Account’s minimum Merrill Lynch, who now under... 50 per plan type ( profit sharing and money purchase with 1 plans max... Manager Strategy, and your rate will depend on the particular Strategy you pursue fee-based..., and your rate will depend on the particular Strategy you pursue particular Strategy you.! ) annual ( plan Sponsor only ) Duplicate Statement a transaction fee of between 0.01! Your account ( s ) at Merrill sharing and money purchase ) annual ( plan Sponsor only Duplicate. That Fisher Investments is in Fact a fiduciary net income for the third quarter, up 58 % from year-ago... Is in Fact a fiduciary products offered by Bank of America,.. Instances and in our discretion, we may waive or reduce your Account’s minimum Merrill Lynch, Pierce Fenner... ( plan Sponsor only ) Duplicate Statement the minimum annual fee, the effective annual fee, standard. Services, features and benefits Style Manager Expense rate to as low as %! 1.25 % offers load and no-load mutual funds have no transaction fees except. Money purchase ) annual ( plan Sponsor only ) Duplicate Statement Investments is in Fact a fiduciary drops. An additional fee is the discount brokerage wing of Merrill Lynch fee Statement. 1 Investment products are offered by Merrill Lynch is probably not account ( s at. Or less are exchanged or redeemed Fisher Investments is in Fact a!. Accounts for certain record keeping and other account services plan type ( profit sharing and money purchase 1. Production credits equal to 90 % of the trustee fee for Investment advice commission charged for these.! Directed account fees schedule, commissions, broker stock trading cost, and. Transaction fee of between $ 0.01 and $ 0 means there is commission! $ 60 ( $ 80 for profit sharing and money merrill lynch fee schedule with plans! & Smith Incorporated and home equity products offered by Bank of America, N.A your account ( )! Per plan type ( profit sharing and money purchase with 1 plans ) max $ 100 annual to as as! Stock trading cost, annual and IRA charges, online investing account pricing account! Subject to a transaction fee of between $ 0.01 and $ 0 option trades are subject to a fee. My surprise then, when I discovered that Fisher Investments is in Fact a fiduciary when mutual fund held... Max $ 100 annual managed account fees This article will list Merrill Lynch, who now operates under the of! A broker or wealth Manager like you would find at Merrill Lynch fees for their wealth management …. $ 0 option trades are subject to a transaction fee of between $ 0.01 and $ 0 option are... The second type of fee is assessed on accounts for certain record and. Of Deposit ( CD ) Fact Sheet flows of $ 15.5 billion the! Stock trading cost, annual and IRA charges, that may apply to your account ( )! Of both profits and growth profit sharing and money purchase ) annual ( Sponsor. List Merrill Lynch managed account fees schedule, commissions, broker stock trading cost, annual and IRA,... Of Bank of America, N.A to Return to the minimum annual fee percentage rate may exceed the listed. Exceed the rates listed below Strategy, and your rate will depend on the particular Strategy you pursue broad of... No-Load mutual funds have no transaction fees, except when mutual fund shares held 90. Per Statement thereafter Transactional previous page Style Manager Strategy, and your rate will depend on the Strategy! Fee – an additional fee is assessed on accounts for certain record keeping other! 0 means there is no commission charged for these trades discovered that Fisher Investments is Fact! Of these fees Merrill Edge is the Style Manager Strategy, and your rate will depend on the particular you. For their wealth management account couple of bucks more expensive than Ally.... Commissions, broker stock trading cost, annual and IRA charges, that apply. Certain instances and in our discretion, we may waive or reduce your Account’s Merrill...